You will create the Account in Your individual capacity only if You are a natural person aged 18 years or above and competent to enter into a valid and binding contract. If You are under the age of eighteen (18) years, Your parent/guardian shall create the account on your behalf and You agree that You and Your parent or legal guardian have reviewed this TOS. Additionally, if required, your parent / legal guardian shall perform or undertake such activities to enter into a legally binding agreement with MyPOS, if required by MyPOS. If You are the parent or the legal guardian of a minor who creates an Account to avail the Services and thereby accesses the Services, You accept this TOS on the minor's behalf and agree to be responsible for all use of the minor's account and the Services available through the account, if any. In accordance with the above, You hereby agree to comply with the terms, conditions, obligations, representations, and warranties set forth in this TOS.